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The original item was published from 8/5/2022 9:39:58 AM to 9/26/2023 11:59:18 AM.

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Posted on: August 5, 2022

[ARCHIVED] Microenterprise Small Business Loan Program

cdbg logo at top left, white background, program description


The City of Waukegan Community Development Block Grant (CDBG) Program is administering a special allocation of CDBG funds to be used to prevent, prepare for, and respond to the COVID-19 pandemic, authorized by the Coronavirus Aid, Relief, and Economic Security Act (CARES Act) passed.  CDBG will use these funds to aid in the stabilization of existing small Brick-and-Mortar businesses and Home-Based businesses within the City that have had significant business disruption due to the impact of the COVID-19 pandemic. 



This Grant and Working Capital Loan will assist small businesses in Waukegan to pay for the following: 

  • Cover Utilities and Rent/Lease expenses 
  • Payroll--hire new employees or retain to support your business growth 
  • Introduce new items or restock inventory, product lines, or services to drive revenue 
  • Replace outdated equipment with newer models for your business 
  • Increase Technology Access/Upgrade  Related costs to ensure safe work environment (equipment, training, supplies, professional cleaning) 
  • The maximum loan amount is of $10,000 and the grant amount is of $15,000 for demonstrated cost, for a total of $25,000. It is available on a First-Come, First-Served basis. 

Click here to access eligibility requirements, FAQs, and the application.

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