Community Development Block Grant

Program’s Purpose

The Community Development Block Grant (CDBG) Program provides financial assistance to eligible property owners and organizations. Block grant funds are federal dollars used to provide decent housing, a suitable living environment, and expanded economic opportunities - principally for low and moderate income persons in the community. The funds are allocated to the City of Waukegan are based upon a formula devised by Congress; therefore, the total funds available varies each year.

Waukegan COVID-19 Relief Phase I

City of Waukegan Amendment to the 2019 Annual Action Plan

The City of Waukegan is an entitlement community eligible to receive assistance under the United States Department of the Housing and Urban Development (HUD).   In accordance with HUD rules and regulations, the City will host a virtual public hearing to obtain input on its proposed Amendment to the 2019 Annual Action Plan on May 7, 2020 starting at 5:00 p.m.  Waukegan City Hall, Council Chambers, 100 North Martin Luther King Jr. Avenue, Waukegan, IL 60085 regarding the Amendment to the 2019 Annual Action.  The proposed amendment will be available for review and receive written comments for a period of 5 days beginning May 1, 2020 ending May 7, 2020.

The City of Waukegan is proposing a “Substantial Amendment” to the Program Year 2019 Annual Action Plan. Due to the coronavirus COVID-19 pandemic, the City had unused funds in the amount of $301,485 that will be reallocated to provide funding to public service agencies (who are currently funded in the 2019 Annual Action Plan) that provides direct essential services to residents who are low to moderate income located in the City of Waukegan.

The proposed Amendment to the 2019 Annual Action Plan is a component of the 2015-2019 Consolidated Plan that identifies resources and strategies to assist in meeting the housing and community development needs.

The purpose of the hearing is to discuss an amendment to its 2019 Annual Action Plan in order to reallocate funding and the changes to the Citizen Participation Plan regarding virtual public hearing and required publication period.

Copies of the proposed Amendment to the 2019 Action Plan will be available for review on the City’s website at  You can request a copy of the proposed plan by contacting the CDBG Office at 847-599-2531.

Please send all questions or comments via email to before 4:00 p.m. on May 7, 2020 to be presented verbally at the virtual public hearing. 

Homeowner Assistance Available

The City of Waukegan CDBG office has funding available to assist income eligible Waukegan resident with rehabilitation to their homes. The programs available includes both emergency repairs and substantial rehabilitation. Emergencies are addressed immediately. Emergency assistance is provided for residences having problems with their homes that relate to health and safety issues. Included in this category are items such as:

  • Dangerous electric installations
  • Inoperative or dangerous furnace
  • Leaking roofs
  • Waste (sewer) lines that are collapsed or don’t drain
  • Water supply lines that no longer provide water to in-house fixtures

The Substantial Rehabilitation Program addresses substandard single family owner occupied units by bringing the units up to local building code. Substantial rehab is addressed as an applicant’s number comes up on the CDBG waiting list. Individuals are qualified through a process established by the U.S. Department of Housing and Urban Development (HUD) and the local CDBG guidelines.

First, individuals in need of assistance must submit a Housing Rehab Pre-Screening Intake Form (PDF) (available in the CDBG office located in Waukegan City Hall).  Once the applicant’s name has reached the top of the waiting list, a full application will be mailed to the applicant.  CDBG staff will review it to determine an applicant’s eligibility.

Rehab Program Qualifications

  • Waukegan Resident
  • Income Qualified
  • Owner Occupied (at least 1 year)
  • Must live in residence
  • Payments must be current on Mortgage, Property Taxes, and Homeowner Insurance

If you meet all of the qualifications, you may be approved for a no interest deferred loan. Payment is not due until the sale of the property or refinancing (depending on terms and conditions of the loan). Repayment after 10 years is reduced anywhere from 25 to 50%.

Proof of homeownership, income, mortgage and property insurance is required at time of application.

Contact Information

We are here to assist you. If you have question regarding the program, please feel free to contact our office at 847-599-2530.